Licensed Institutions Only

Third-party
onChain payments

Bridge fiat operations with policy-bound stablecoin payout. Reach tough corridors while keeping governance central and audit trails intact. Provide customers with named accounts enabled for stablecoin payments alongside traditional fiat rails.

What you get

Fiat-first operations

Customers pay in stablecoins, you receive GBP/EUR/USD directly to your account balance. Zero exposure to crypto volatility for your treasury.

Screened Transfers

Each onChain payment is screened against global blacklists before we convert and credit.

Hold when needed

Conversion can be paused manually or automatically while extra KYC/AML checks are completed.

Clear records

Every payment links to your fiat reporting with shared references, IDs, and immutable events.

One build

onChain and fiat sit inside the same operating flow and single API integration.

Send, receive, & convert stablecoins securely, with settlement on blockchain networks

Receive

Receive funds in USDT/USDC,
credited to your fiat balance.

Pay-in
External wallet
Client’s CJ wallet
1
Receive USDT/C onChain
2
Convert into GBP/EUR/USD
3
Hold or utilise fiat balance
4
Payment confirmation

Send

Fund in fiat and deliver USDT/USDC
to beneficiary wallets.

Payout
Client’s CJ wallet
External wallet
1
Fund CJ Account in Fiat
2
Convert fiat to USDT/C
3
Submit payout instruction
4
Confirmation & transaction hash
Fiat source:
GBP/EUR/USD
Stablecoins:
USDT, USDC
Primary access:
Portal
Settlement:
Same day (T+0)
✓ Blockchain Networks:
USDC: Ethereum, BNB Smart Chain
Ethereum
BNB
USDT: Ethereum, Tron, BNB Smart Chain
Ethereum
Tron
BNB

Receive

Customers receive USDT/C from
their own or 3rd party wallets.

Pay-in
External wallet
Customer’s CJ wallet
1
Request unique wallet address for your customer
2
Customer receives USDT/C from external wallet
3
AML screening
4
Auto conversion into fiat and credit to balance

Send

Customers send USDT/C to
beneficiary external wallets.

Payout
Customer’s CJ wallet
Beneficiary wallet
1
Conversion from fiat into stablecoin and stablecoin payout
2
AML screening
3
Beneficiary receives USDT/C to their external wallet
Fiat source:
GBP/EUR/USD
Stablecoins:
USDT, USDC
Primary access:
API
Settlement:
Near real-time*
✓ Blockchain Networks:
USDC: Ethereum, BNB Smart Chain
Ethereum
BNB
USDT: Ethereum, Tron, BNB Smart Chain
Ethereum
Tron
BNB
*Requires vIBAN + API integration. Subject to screening and operational cut-offs.

Outcomes

Better reach in hard-to-serve corridors without compromising governance.
End-to-end traceability from wallet to ledger.

Use cases

How top-tier institutions are using policy-bound stablecoin payouts today.

View The Use Cases

FAQs

onChain reach

If you are a licensed institution looking to add policy-bound stablecoin payout capability to your fiat infrastructure, speak to our team about eligibility and onboarding.