Unlock new possibilities in finance with a reliable partner by your side.
We work with 100’s of global regulated financial service providers, giving them access to major payment service rails in GBP, EUR and more.
Licensed Institutions Only
Fiat for crypto
Fiat access for licensed digital asset businesses. Secure, scalable and compliant fiat payments for regulated crypto firms.
Why regulated crypto firms struggle with fiat
Even well-regulated digital asset businesses can find fiat access fragile and unpredictable.
Limited access to payment rails
Traditional banks often move slowly, apply blanket de-risking or withdraw support with little context, even when you are licensed and compliant.
Reliance on fragile third parties
Unregulated or lightly supervised intermediaries expose you to counterparty, operational and reputational risk.
Operational friction for on/off-ramp flows
High volumes of customer deposits and withdrawals, multiple counterparties and inconsistent references make treasury and reconciliation harder than it needs to be.
Fiat payment infrastructure for licensed digital asset businesses
Clear Junction gives regulated crypto institutions trusted access to fiat within a fully regulated EMI framework.
Fiat accounts in your name
Open collection and settlement accounts in your business name, so you can manage client funds and trading flows with clarity and control.
Accounts designed for on/off-ramp activity
Use single IBANs or virtual IBAN issuing structures per customer, partner or channel so every incoming payment can be matched with precision.
Fast, predictable Pay-outs
Send and receive GBP and EUR via Faster Payments, CHAPS, SEPA and SEPA Instant, with clear cut-off times and predictable settlement.
On-network settlement for trusted counterparties
Use CJ Clique for instant on-network settlement in GBP, EUR and USD between vetted Clear Junction clients, reducing scheme constraints and supporting high-value, safeguarded transfers.
For regulated digital asset businesses
How it works
We provide a clear, structured path to fiat access for regulated digital asset businesses.
STEP 01
Understand your licensing and flows
We review your licences (VASP, CASP or equivalent), business model, fund flows and counterparties to ensure they align with our risk appetite and regulatory obligations.
STEP 02
Design the right account setup
Once approved, we configure your fiat account structures, from collection and settlement accounts in your name to virtual IBAN issuing for defined use cases.
STEP 03
Connect to our infrastructure
You connect via API or web portal to initiate, monitor and reconcile fiat flows across trading, client deposits and withdrawals.
STEP 04
Operate and scale safely
Run high-volume fiat activity with clear reporting, automated notifications and audit-ready statements, while maintaining strong AML, KYC and fraud controls.
Built for licensed, compliance-led digital asset firms
Clear Junction is a good fit if you are:
A licensed exchange, brokerage or trading venue
A regulated wallet, payment or infrastructure provider serving digital asset clients
A stablecoin or tokenised-value platform operating within a clear regulatory framework
You are licensed (VASP, CASP or equivalent), well managed and operate with strong AML, KYC and anti-fraud controls. Your flows of funds are transparent and straightforward to explain.
We are not the right partner for unlicensed entities, cash-heavy models, nested flows, mixers or opaque third-party structures.
What you get with Clear Junction
You get fiat account infrastructure and payments designed around regulated digital asset business models.
Accounts that work for your model
Collection and settlement accounts in your business name
Single IBAN collection accounts or master accounts with virtual IBAN issuing structures
Named virtual IBANs aligned to specific customers, partners or channels to support precise reconciliation
Management via a single dashboard or API for payments, balances and reporting
Payments built for speed
Send and receive GBP and EUR via Faster Payments, CHAPS, SEPA and SEPA Instant
Access multiple currencies for international corporate and treasury flows
Use CJ Clique for instant on-network settlement in GBP, EUR and USD between vetted Clear Junction clients, reducing scheme cut-offs and enabling low-cost, high-value transfers in a safeguarded environment
Operational control
Automated notifications and exception reporting
Audit-ready statements and transparent transaction histories
Simplified reconciliation and faster treasury decisions at scale
onChain with full control
Stablecoin off-ramp for approved structures, focusing on regulated use cases
Approved wallets only, with full sender and receiver data and clear ownership
onChain flows integrated with robust fiat-side controls and monitoring
Experience you can rely on
Since 2016, Clear Junction has supported leading digital asset businesses, from global brands to specialist exchanges and infrastructure providers. Our fiat payment infrastructure has handled significant monthly trading volumes while staying firmly anchored in a regulated, compliance-first model.
Infrastructure FAQs
Strengthen your fiat foundation.
If you are a licensed digital asset business looking for secure, scalable fiat access, Clear Junction can help you build a resilient fiat layer around your crypto operations.