Bridging Global Payments Since 2016
As an FCA-authorised financial institution trusted by leading banks and fintechs, we deliver bank-grade proprietary payments infrastructure, safeguarded accounts and a disciplined, regulated approach to risk.
You and your customers are in safe hands. You lead the customer experience, while we uphold the governance, controls and operational resilience you rely on. Funds are safeguarded within top-tier institutions, giving your customers the stability they expect.
London Office,
Cavendish Square
Why clients choose Clear Junction
Built for financial institutions that expect high standards
With offices strategically located in the UK, Poland, Latvia, and
The Netherlands we stand at the forefront of financial
innovation, offering a comprehensive array of payment and
treasury services for global financial entities.
Infrastructure built for institutions
We process high volumes of GBP and EUR flows every day for banks, EMIs, PSPs and VASPs who rely on us for resilient, compliant access to UK and EU payment schemes.
Fiat first, compliance always
Our services are rooted in regulated fiat accounts, clean fund flows and disciplined governance. Clients choose us because they can scale without compromising controls.
Proven at volume
Millions of vIBANs issued. Billions moved through SEPA, SEPA Instant, Faster Payments and CHAPS. Clear data, clean reconciliation and predictable performance at scale.
One platform, one integration
Correspondent accounts, collection accounts, e-money accounts with wallets, and named vIBANs delivered through a single, fully integrated API. Designed for efficient onboarding and high-volume processing.
Global reach where it matters
We unlock UK and EU domestic rails for banks and FIs outside these regions, supporting corridors that matter most to remittance providers, PSPs and digital banks across Africa and Asia.
Fiat and onChain, safely bridged
Clients can use our compliant stablecoin pay-out infrastructure to move value onChain without increasing operational or regulatory risk. Fiat-first flows, with onChain used to complement, not replace.
Leadership You Can Trust
With about 150 staff across 4 countries, the United Kingdom, Latvia, Poland, and The Netherlands we have a team of experienced professionals in payments, technology and compliance.
About Dima
Dima has more than two decades’ experience in the fintech industry. A highly qualified computer science graduate, his career commenced in 2000 when he joined E4X, a company providing FX hedging service for online global merchants. After seven years, he moved to Payoneer, one of the largest fintechs in the world today, as VP of Product responsible for the Commonwealth of Independent States region — which evolved into Payoneer’s largest market. In 2012, Dima began consulting payment, fintech and financial companies. Seeing a gap in access to banking services and relationships, he founded Clear Junction in 2016 to give financial institutions the banking and payment services that they were missing but deserve.
About Teresa
Teresa Cameron is Group CEO of Clear Junction, where she leads the company’s next phase of international growth across payments infrastructure and digital asset capabilities. She brings more than 25 years of experience across trading, foreign exchange, treasury and financial operations, and previously served as Clear Junction’s Group CFO. Before joining Clear Junction, she held senior roles across financial services and technology, including leadership positions at PRS for Music and UNiDAYS. Teresa has played a central role in shaping Clear Junction’s strategy, strengthening governance and expanding its international footprint. She is a regular voice on cross-border payments, hybrid fiat and on-chain infrastructure, stablecoin adoption, safeguarding and treasury operations.
uptime across payment platforms
annual payment value and millions of transactions processed
banks and regulated financial institutions worldwide
Technology & scale
Proprietary platform
Proprietary platform running client accounts, ledgers and payments in one place built on Clear Junction’s own tech for rich functionality, control and performance.
Proven at scale with virtual IBANs
Proven at scale, issuing and managing millions of virtual IBANs for leading banks globally with predictable reconciliation, real-time events and clean audit trails.
High straight-through processing
To support large daily payment volumes at the performance levels regulated institutions demand.
Unified API
For onboarding, account management and pay-ins / pay-outs one integration covering the full operational lifecycle.
ISO-certified information security
ISO/IEC 27001:2022 certified with disciplined change control the governance standard regulated institutions expect.
Risk & compliance
Embedded KYC/KYB, sanctions and AML screening across all flows, operated by a London-based first-line team and governed by a risk framework designed to protect both our compliance and our clients’ programmes.
Embedded KYC/KYB, sanctions and AML screening across all flows
London-based first-line onboarding and financial crime prevention team
Ongoing review of limits, counterparties and unusual activity
Risk framework designed to ensure our compliance and our clients’ programmes
Clear audit trail with AML oversight
Removes informal or agent risk
Reduces reliance on cash
Settlement within a licensed partner with safeguarded funds