Unlock new possibilities in finance with a reliable partner by your side.
We work with 100’s of global regulated financial service providers, giving them access to major payment service rails in GBP, EUR and more.
FCA-Authorised Infrastructure
Launch GBP and EUR accounts and payments through a single, secure integration
Clear Junction gives banks inside and outside the UK and EU access to domestic GBP and EUR payment capabilities for the customers who rely on them most, from internationally trading businesses to families supporting relatives abroad.
Capabilities
Access GBP and EUR payment rails through a single integration
Issue named vIBANs at scale for clear reconciliation
Settle payments across UK and EU schemes
Simplify treasury, reporting and liquidity management
Access new markets and scale services
Our FCA-authorised infrastructure plugs your services into UK and Eurozone payment systems. You gain access to domestic and cross-border payment rails in EUR via SEPA and SEPA Instant, and in GBP via Faster Payments, CHAPS and SWIFT, delivered through our correspondent accounts, named vIBANs and fully integrated APIs.
Our proprietary technology and our capabilities network deliver stability at high volumes, allowing you to scale and our product roadmap helps ensure your payment services remain competitive as the market evolves.
Access GBP and EUR payment rails through a single integration
Issue named vIBANs at scale for clear reconciliation
Settle payments across UK and EU schemes
Simplify treasury, reporting and liquidity management
Access new markets and scale services
The challenge
Helping banks access new markets
Access to Payment Rails
Banks outside the EU or UK will specialise in their own domestic and regional currencies. To support international business and payments for individuals we can deliver GBP and EUR coverage to you, essential for growth into these markets.
Integration and Service
We run structured discovery and onboarding. A sandbox environment and detailed documentation make integration straightforward with direct support from our technical teams. After go-live, you will be able to access our developer-friendly API tools and a Client Services Manager and Client Relationship Manager support BAU operations.
Staying ahead of the curve
We stay on top of what’s changing in payments and introduce new ways to move money that keep your services secure, competitive and resilient.
Finding Strong and Stable Partners
Clear Junction Limited is an FCA-authorised E-Money Institution. Our proprietary technology and compliance-first operating model provide the resilience, transparency and governance regulated institutions expect from a long-term payments partner.
The solution
How Clear Junction helps
Access to UK and EU payment rails
Clear Junction enables access to the main 24/7 domestic payment schemes in the EU and the UK with SEPA Instant and Faster Payments.
Virtual IBANs at Scale
Issue named vIBANs per customer, B2B or B2C, each vIBAN links to your master account for clear, automatic and instant reconciliation and settlement for third party receivables and payments.
Operate within a regulated EMI framework
Client funds are safeguarded and monitored. We work only with licensed institutions and maintain full transparency on fund flows.
Infrastructure beneath your operations
We integrate under your systems and behind your channels enabling you to scale services and manage client relationships directly.
Unified reporting and control
Real-time events, statements and exception queues are aligned with your ledger. Dashboard or API access with role-based permissions and maker-checker approval.
Treasury and liquidity management
Collect and hold funds in multiple currencies with GBP and EUR settlement. Client funds are safeguarded within our EMI framework and reconciled automatically.
How it works
We partner with leading banks to provide reliable access to GBP and EUR payment rails, connecting them to two of the world’s most important economic zones. Through our API, we issue millions of vIBANs for their retail and business customers over our regulated infrastructure.
We enable regional banks, challenger banks and neobanks across Europe, Asia and Africa to use GBP and EUR to expand their payments and service offering.
STEP 01
Confirm fit
Review licences, products, customer profile and fund flows.
STEP 02
Design the structure
Accounts plus single IBAN or vIBAN issuing models, aligned to your use case.
STEP 03
Connect
Integrate via API or operate via portal with events, statements and exception handling.
STEP 04
Run and scale
Predictable reporting and reconciliation as volumes grow.
Who we work with
Regional banks
Banks outside the UK and EU needing GBP/EUR access
Challenger banks
Licensed financial institutions scaling cross-border flows
Neobanks
Why banks choose Clear Junction
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Proven partner to leading regulated institutions expanding corridor reach
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FIAT-first, compliance-first infrastructure that scales without exposing customer data
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Deterministic reconciliation that reduces manual intervention
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Predictable settlement across UK and EU schemes
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A partner that understands banking oversight and regulatory standards
What this means for your bank
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Launch GBP and EUR products faster, without touching your core
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Keep control of your customer experience, onboarding and compliance
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Consolidate multiple providers into one reporting structure
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Serve corridors into Africa and Asia with greater speed and transparency
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Present auditors with clear, exportable evidence of every transaction
You are in safe hands. Clear Junction Limited is an FCA-authorised financial institution operating to bank-level standards, providing the governance, resilience and safeguarded infrastructure regulated institutions rely on.
Case Study
monobank
Ready to expand your payment capabilities?
If you’re a regulated institution looking to strengthen your GBP/EUR accounts and rails, we’ll help you design the right structure and move to production with confidence.