Accounts and local rails
for financial institutions
Access GBP and EUR accounts, virtual IBANs and eligible stablecoin flows through one secure integration.
Access fiat (GBP, EUR) and stablecoin payment rails through a single integration
Issue named virtual IBANs at scale for automated reconciliation
Dashboard or API access with maker-checker approval
onChain
stablecoin transfers
Capabilities
Company-named GBP and EUR accounts for operational payments, treasury and defined client-flow structures with strong controls and reporting.
Built for regulated operating models
Banks & EMIs
Launch GBP and EUR products and access key UK/EU rails from one regulated provider, while keeping onboarding, KYC and servicing in-house.
Digital Asset Providers
Trusted access to fiat within a regulated EMI framework for licensed, compliance-led firms, with optional onChain stablecoin transfers where eligible.
Remittance Providers
Collections and Pay-outs designed for high-volume flows, with transparent controls and scalable reconciliation.
FX Providers
Tailored rails for FX firms requiring high-velocity currency settlement and institutional treasury support.
Why institutions choose Clear Junction
Built by a regulated financial institution for licenced financial institutions
Fiat-first, compliance-first, scale without compromising controls
Proven at volume, millions of vIBANs issued and billions moved across core schemes
One platform, one integration, accounts and vIBANs delivered through a single API
UK and EU rails that matter, built for the corridors
institutions rely on
Fiat and onChain, safely bridged, stablecoin transfers delivered with controls and transaction visibility (for eligible clients)
How it works
Confirm fit
We review your licences, products, customer profile and fund flows against what we can support today, including any onChain scope (for eligible clients only).
Design the structure
Accounts in GBP and EUR, single IBAN or vIBAN issuing models, segregation rules and approval thresholds, all aligned to your operating model and reconciliation needs.
Integrate and operate
One API or a maker-checker dashboard. Statements, webhooks, exception handling and an audit trail your auditors can read without translation.
Scale with controls
Predictable reporting, named virtual IBANs that grow with you, and an account team that flags corridor and counterparty changes before they affect volume.
Eligibility
We work with regulated institutions and licensed, well-managed firms with strong AML/KYC and anti-fraud controls, and fund flows that are transparent and straightforward to explain.
Stablecoin transfers are available to eligible clients only and are confirmed during onboarding, with additional operating controls applied.
Ready to build on a stronger payments foundation?
If you’re a regulated institution looking to strengthen your GBP/EUR accounts and rails, we’ll help you design the right structure and move to production with confidence.