Remittance Solutions

Collections and pay-outs for remittance providers

Banking and payment infrastructure for high-volume, low-value cross-border flows, built for regulated remittance operators.

Secure reliable GBP and EUR collection accounts for client funds
Work with your card acquirers, Open Banking partners and direct bank transfers
Reconcile high volumes of micro payments with our virtual IBAN service
Pay out to your payaway partners or use our international payment capabilities to fund your final mile distributions
Get started Speak to our team
Collection Clear Junction Final Mile
Named vIBAN Reconciliation Real-time
Faster Payments / SEPA Instant Automated

Why remittance providers struggle with reliable banking partners

Global remittance flows are heading towards USD 1 trillion, yet many regulated operators are still blocked by basic infrastructure gaps.

Unstable banking relationships

De-risking, long onboarding times and sudden account closures can cut off key corridors with little notice.

Fragmented collections and Pay-outs

Different partners, local practices and schemes across markets make it difficult to manage Pay-ins and Pay-outs at scale.

Operational and compliance drag

High volumes of micro payments, manual reconciliation and rising AML, KYC and sanctions expectations put pressure on already lean teams.

Compliance-first infrastructure for remittance collections and Pay-outs

Clear Junction provides account and payment infrastructure that is purpose-built for high-velocity, low-value remittance flows.

Reliable accounts for client funds

Open named collection accounts in GBP and EUR with an FCA-authorised Electronic Money Institution that understands remittance flows.

Scalable collections with virtual accounts

Use single IBANs or virtual IBAN issuing structures per customer, partner or merchant so incoming payments are tagged and easy to reconcile.

Efficient Pay-outs and routing

Pay out via Faster Payments, CHAPS, SEPA and SEPA Instant, with instant internal transfers between counterparties that hold Clear Junction accounts.

For regulated remittance providers

How it works

We make it straightforward for regulated remittance providers to go live with collections and pay-outs.

STEP 01

Assess your flows

We review your corridors, licences, fund flows and counterparties to confirm they align with our risk appetite and regulatory obligations.

STEP 02

Set up accounts and structures

Once approved, we open named collection accounts in GBP and/or EUR and configure the right account structure, from single IBANs to virtual IBANs per customer, partner or merchant.

STEP 03

Connect via API or portal

You initiate and monitor payments via our API or web portal, with transaction data structured for clear reconciliation and reporting.

STEP 04

Run and scale

Process high volumes of micro payments, pay out via UK and EU schemes, and move funds between Clear Junction counterparties instantly as your volumes grow.

Built for regulated operators

Clear Junction works with regulated financial institutions serving the remittance market, including:

Licensed money transfer companies
Pay-out networks and corridor specialists
PSP aggregators handling remittance and migrant worker flows

If your flows are transparent and your controls are strong, our infrastructure is designed to help you grow with confidence.

What you get with Clear Junction

You get compliant account infrastructure and payment rails designed for remittance flows.

Account Infrastructure
Named collection accounts for client-fund operations
Single IBAN accounts or virtual IBAN issuing structures per customer, partner or merchant to simplify reconciliation
Named virtual IBANs available for Pay-ins and Pay-outs, subject to approved structures and risk profile
Payments and Currencies
GBP and EUR Pay-ins and Pay-outs via Faster Payments, CHAPS, SEPA and SEPA Instant
International payment options in multiple currencies for treasury and wholesale partners
Instant internal transfers between counterparties that hold Clear Junction accounts

FAQs

Stabilise your remittance infrastructure

If you are a regulated remittance operator looking for reliable collections and Pay-outs in GBP and EUR, Clear Junction can help you build resilient, scalable infrastructure for your corridors.

Get started Speak to our team