CJ Clique

Instant settlement within a trusted, regulated network

CJ Clique is Clear Junction’s instant settlement network for regulated financial institutions. It lets clients move funds in GBP, EUR and USD instantly, 24/7, within a safeguarded environment.

When both parties bank with Clear Junction, payments happen on our ledger. Fast, secure and fully traceable.

Live on CJ Ledger
Settled instantly
Institution A € 250,000.00 Debit
CJ Ledger
Institution B € 250,000.00 Credit
From here, route to external rails
Faster Payments CHAPS SEPA SWIFT
All participants verified & monitored

For regulated institutions you can trust

For regulated institutions you can trust

CJ Clique connects banks, EMIs, PIs, remittance providers and VASPs on Clear Junction’s platform. All participants are verified and monitored, so transfers happen instantly and safely within a closed, trusted network.

Banks

EMIs

PIs

Remittance

Licensed VASPs

Internal transfers between Clear Junction accounts

How it works

STEP 01

Both parties hold Clear Junction accounts

STEP 02

Transfers are initiated via API or portal

STEP 03

Funds settle internally in GBP, EUR or USD

STEP 04

Balances update in seconds

STEP 05

Funds can move onwards through enabled external rails

Why it matters

Instant movement

Settle in seconds with counterparties you already trust.

Better liquidity

Move money between partners or group entities instantly.

Lower cost

No correspondent layers or scheme delays.

Compliance built-in

Every participant meets the same high regulatory standards.

The difference

Unlike open “instant networks”, CJ Clique gives regulated institutions real-time settlement and full oversight, combining fintech speed with enterprise-grade control.

Fintech speed
Enterprise-grade control
CJ Clique

Join a trusted network of regulated institutions

CJ Clique is Clear Junction’s instant settlement network for regulated financial institutions. It lets clients move funds in GBP, EUR and USD instantly, 24/7, within a safeguarded environment.