Unlock new possibilities in finance with a reliable partner by your side.
We work with 100’s of global regulated financial service providers, giving them access to major payment service rails in GBP, EUR and more.
Product capabilities
Pay-ins and pay-outs
Across rails, currencies and onChain networks. Move funds from collection to conversion and final pay-out through one connected infrastructure partner.
Clear Junction helps licensed financial institutions manage incoming funds, FX and disbursement across UK and EU payment schemes, international routes and eligible onChain models.
Payment rails & capabilities
GBP & EUR
Faster Payments
Bacs
CHAPS
SEPA
SEPA Instant
International
SWIFT
Wire
T2
Named client accounts
Virtual IBANs for faster reconciliation
Eligible onChain options for digital asset and stablecoin flows
How funds move
Funds can be collected through virtual IBANs or eligible blockchain wallets, settled into the client’s Clear Junction account, converted where needed, then repatriated to the local account for onward disbursement.
This is especially relevant for remittance flows, where collected funds need to move efficiently into the country of local pay-out.
Built for the flows that matter
Collect locally
Receive funds through UK and EU payment schemes using account structures built for scale, visibility and control.
Move internationally
Use named multicurrency accounts to receive, convert and send funds through SWIFT, Wire and T2.
Extend with onChain
Support eligible digital asset and stablecoin flows through blockchain wallet collection connected to fiat infrastructure.
Rails and currencies
Available for crypto related flows
| Currencies | GBP | EUR | USD | USDC | USDT | CAD | CHF | CZK | HUF | DKK | NOK | PLN | RON | SEK | AUD | TRY | MXN | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Named Accounts |
FI | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | ||||
| FI’s Customer | vIBAN | vIBAN | Wallet | Wallet | |||||||||||||||
| Available Rails |
CJ Internal Payments | 🟢 | 🟢 | 🟢 | |||||||||||||||
| Schemes / Networks | FPS, BACS, CHAPS, SWIFT | SEPA, SEPA Inst | SWIFT/T2 | SWIFT/Wire | Ethereum, BSC | Tron, BSC Ethereum | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | SWIFT | |
| Pay-In | FI | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| FI’s Customer | 🟢 | 🟢 | 🟢 | 🟢 | |||||||||||||||
| Pay-Out | FI | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | |||
| FI’s Customer | 🟢 | 🟢 | Q2 | Q2 | |||||||||||||||
Access domestic schemes, international routes and eligible onChain networks through one connected setup.
Why institutions use this setup
Faster reconciliation
Virtual IBANs help identify incoming funds quickly and clearly.
Broader reach
Access domestic rails, multicurrency routes and international payment infrastructure through one partner.
One connected flow
Bring collection, conversion, repatriation and final pay-out into one operating model.
Build broader pay-ins and pay-outs capability with Clear Junction
Build broader pay-ins and pay-outs capability with Clear Junction. Access trusted rails, broader currency coverage and onChain connectivity through infrastructure designed for financial institutions.
*Scheme T&Cs, and eligibility criteria apply