Stablecoins in remittance: where they fit in real payment flows

Practical use cases, operator realities, and a controls-first operating model

Stablecoins are appearing more often in corridor and treasury conversations. This session focuses on how they show up in real remittance flows (often in the treasury and liquidity leg), how they work alongside local pay-in and pay-out rails, and what teams need in place to run this credibly.

Speakers

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Denis Kalyapin

Chief Growth Officer

Moderator + CJ Speaker

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About Denis

Denis is a commercial operator with deep experience in scaling partnerships and growth across banks, EMIs, PSPs, and licensed digital asset firms. He leads commercial strategy at Clear Junction, bringing a unique UK-based perspective: fully plugged into domestic payment rails like Faster Payments and SEPA Instant, while extending those rails internationally.
Denis speaks from practice: in client roll-outs, he sees and makes the trade-offs between speed, certainty, and operational scale. He has hands-on experience with virtual IBANs (vIBANs) and reconciliation at scale, enabling firms to deploy payment infrastructure rapidly and reliably.

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William Lee

Manager @ Thistle Initiatives

Guest Speaker

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About William

William Lee is a Manager in the Payment Services team at Thistle Initiatives, where he advises firms on regulatory compliance across payments and digital assets. He previously worked in Regulatory Affairs at Revolut and as a Policy Advisor at UK Finance, where he focused on digital assets, stablecoins, and payments regulation. William has led industry working groups, engaged extensively with UK regulators, and contributed to policy development on the future of stablecoins within the UK payments ecosystem. He is passionate about supporting fintech innovation while promoting a safe and competitive financial services sector.

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Oliver Calma

Founder & CEO @ BCRemit

Guest Speaker

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About Oliver

Oliver is the Founder & CEO of BCRemit, a fintech company focused on disrupting cross-border remittances with presence across 24 countries. His career, spanning Southeast Asia, the Middle East, and Europe, revealed firsthand the financial challenges faced by migrant workers, a challenge that inspired him to launch BCRemit. By leveraging technology, the company is fundamentally reshaping cross-border remittances to be more efficient, transparent, and accessible. He is a Chartered Financial Analyst (CFA) and holds an MBA and a B.S. in Economics.

What you’ll take away

• Why wholesale and institutional use cases often move first, especially in markets with strong domestic rails
• How stablecoins are used in practice in remittance operations
• What operators need to get right day one: education, user experience, error reduction, and expectation-setting

Who this is for

For teams responsible for cross-border performance and delivery:

• Remittance operators and MSBs
• Treasury and liquidity teams
• Operations, product and customer experience leaders
• Partnerships and commercial leads

Why Clear Junction

Clear Junction provides cross-border payments infrastructure for regulated financial institutions, including remittance operators. We build for production realities: settlement windows, reconciliation, and controlled exception handling across corridors.

FAQ