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Virtual IBANs and virtual accounts: how they work and why they scale reconciliation

Virtual IBANs and virtual accounts: how they work and why they scale reconciliation

by Clear Junction | Apr 2, 2026 | Thought Leadership

A virtual IBAN (International Bank Account Number) – often described as a virtual account – acts as a unique payment identifier that directs incoming funds into one underlying bank account. Each identifier corresponds to a particular customer or use case, which means...
How Regulated Stablecoins Are Improving B2B Treasury and Settlement

How Regulated Stablecoins Are Improving B2B Treasury and Settlement

by Teresa Cameron | Mar 31, 2026 | Thought Leadership

How Regulated Stablecoins Are Improving B2B Treasury and Settlement Teresa Cameron, CEO of Clear Junction In cross-border business-to-business (B2B) payments, the same problems show up again and again. You often don’t know when a payment is actually complete. A...
Modern payments under pressure: the technologies that hold up

Modern payments under pressure: the technologies that hold up

by Nina Papazyan | Mar 20, 2026 | Thought Leadership

Modern payments under pressure: the technologies that hold up By Nina Papazyan, Chief Product Officer, Clear Junction In payments, adoption is easy to announce. Operating safely at volume is harder. The difference is evidence, exception handling, and accountability...
Why the Next Wave of Payments Innovation Starts with Fiat Resilience

Why the Next Wave of Payments Innovation Starts with Fiat Resilience

by Teresa Cameron | Feb 17, 2026 | Thought Leadership

Why the Next Wave of Payments Innovation Starts with Fiat Resilience Reliable, supervised and traceable settlement under shifting political and regulatory rules Teresa Cameron, CEO of Clear Junction Global payments have always been governed by rules. What has changed...
Do’s & Don’ts for Getting a Bank Account as a Money Service Business

Do’s & Don’ts for Getting a Bank Account as a Money Service Business

by Steve Allen | Sep 3, 2025 | Payments, Thought Leadership

  Securing a bank account is great, but if your provider can’t scale with you, it’s only a temporary fix. Steve Allen, VP of Sales at Clear Junction     If you run a money service business (MSB), you already know the one of the hardest parts isn’t...
On-chain adoption: navigating barriers and opportunities for banks & fintechs

On-chain adoption: navigating barriers and opportunities for banks & fintechs

by David Unsdorfer | Jul 17, 2025 | Thought Leadership, Cryptocurrency, Payments

  In emerging markets, on-chain solutions provide reliable access to global currencies… David Unsdorfer, Head of Non-Bank Financial Institutions, Clear Junction     Understanding Adoption Hesitancy in Traditional Finance Despite the momentum of...
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Clear Junction

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Clear Junction Limited. Authorised and regulated by the Financial Conduct Authority (FCA) as Electronic Money Institution under Firm Reference Number (FRN) 900684. Registered address: 85 Great Portland Street, London, United Kingdom, W1W 7LT.
Clear Junction Digital Limited. Registered with the Financial Conduct Authority (FCA) as an MLRs-registered cryptoasset business under Firm Reference Number (FRN) 900696. Registered address: 85 Great Portland Street, London, United Kingdom, W1W 7LT.

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